Presented by NHMA's Legal Services attorneys, these complimentary live virtual workshops provide municipal officials with the tools and information to effectively serve your communities. This workshop is tailored for new and experienced municipal officials.
In the battle against obesity, exercise, healthy eating, and stress reduction are considered the most effective weapons. But these evidence-based strategies also drive down the cost of health care plans for schools, municipalities, counties, and other public agencies that belong to public sector risk pools.
That perspective wasn’t lost on SAU 39 Human Resources Director Carrie James when in late spring she kicked off the annual open enrollment, a time when teachers and other school employees are asked to choose a medical coverage plan for themselves and their families.
Federal healthcare reform is a source of confusion for many in local government. While many regulations and rules have already been issued by federal agencies, there is much guidance still to be issued and finalized. This article provides a summary of certain provisions of the new federal healthcare legislation and their immediate impact upon employer group health plans through 2013, with a brief summary of future provisions.
Across the country, local governments join public risk pools to underwrite both expected and unexpected losses. Coverage offered through risk pools is specifically designed to meet the needs of participating groups, and local governments have a vested interest in the performance of the pool. Most importantly, schools, municipalities and counties that participate in risk pools have ownership in the process.
The U.S. Department of Labor defines ergonomics as the science of "fitting workplace conditions and job demands to the capabilities of the working population." Effective and successful fits assure high productivity, avoidance of illness and injury risks and increased satisfaction among the workforce.
The goal of a successful ergonomics program is to decrease injuries by reducing the risk of musculoskeletal disorders. Common examples of musculoskeletal disorders include muscle strains along with back, shoulder, leg, arm and hand injuries.
The facts are hard to ignore. About 90 percent of us will experience back trouble at some point in our lives.
Back problems are the most frequent cause of activity limitations in working-age adults. But surgery, chiropractic care, physical therapy or medications are, in the long run, not considered more effective than no treatment in reducing low back pain. Prevention is really the key!
Specialty pharmacy refers to the latest generation of high-tech, usually biologically manufactured, drugs that are used for diseases such as multiple sclerosis, rheumatoid arthritis and cancer treatments. On average, these drugs cost about $150 a day for each specialty drug user, and some can be as high as $500 per day for a maintenance drug or $700 per day for acute medications. The annual cost per specialty drug is about $4,000 a year for each user.
It has been called the single most successful example of interlocal cooperation. It has saved millions of taxpayer dollars and thousands of lives. It is a model that has been copied by such public sector businesses as auto dealers, golf course owners, the hospitality industry and more. It is being talked about by Congress and the President as a potential solution to the health care crisis.
What is “It?” “It” is risk pooling: towns, cities and schools working together cooperatively to pool insurance coverage dollars and create their own “insurance” company.
Life, short-term disability (STD) and long-term disability (LTD) benefits may seemingly play a small role in a human resources department’s overview of employer perks. That’s generally due to an employee’s greater interest in salary and medical coverage—and the budget impact they command. However, these three coverage offerings are something to consider closely when trying to attract new hires and retain employees through a well-rounded benefits package.
Life, STD and LTD benefits bear the following important responsibilities: