Dental Benefits

Dental coverage is an important and popular feature of many benefit packages. Not only does a comprehensive plan promote preventive dental habits among employees and their families, but it gives members peace of mind about having access to oftentimes costly dental procedures.

LGC HealthTrust offers a variety of dental plans to meet the various needs and objectives of Member Groups and their employees. Administered through Northeast Delta Dental, all of our dental plan offerings include the following features:

• Comprehensive coverage, including up to 100 percent coverage for preventive care.
• Direct billing convenience through most New Hampshire dental offices, where Individual Members are not required to pay up front when visiting a participating dentist.
• Exceptional claims service - In addition to Northeast Delta Dental's outstanding customer service, members have the added support of LGC HealthTrust.

With more than 60 available plans, LGC HealthTrust's dental plan offerings cover fluoride, space maintainers, and sealants for children through age 14. Some options provide orthodontic coverage for children, subject to coinsurance and a separate lifetime maximum.

Following are highlights of some of our most popular choices:

Dental Plan Options	Plan 1A	Plan 2A	Plan 3	Plan 4	Plan 5
Deductible per person, per contract year	$0	$0	$25/$75	$25/$75	$0
Diagnostic and Preventive Coverage (deductible, if any, does not apply) Examinations, x-rays, cleanings, fluoride, space maintainers, and sealants for children through age 14	100%	100%	100%	100%	50%
Basic Coverage Fillings, extractions, root canal therapy, periodontal treatment, repair of removable denture, emergency treatment	80%	80%	80%	80%	50%
Prosthodontics Bridges, crowns, dentures, onlays, implants	50%	50%	50%	not covered	not covered
Orthodontics Correction of crooked teeth for dependent children to age 19 (separate $1,000 lifetime maximum per eligible dependent child to age 19 applies)	50 %	not covered	not covered	not covered	not covered
Maximum Benefit per person, per contract year	$1,000	$750	$1,000	$750	$500